ReferIndia News AI fintech startup Kaaj raises $3.8 million from Kindred Ventures, others

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AI fintech startup Kaaj raises $3.8 million from Kindred Ventures, others

Published on: Nov. 20, 2025, 9:43 a.m. | Source: The Economic Times

Founded in 2024 by husband-wife duo Utsav Shah and Shivi Sharma, Kaaj aims to expand access to affordable capital for all small businesses. The startup uses agentic AI workflows to help lenders analyse end-to-end loan packages, create analyses for small-business lending, and cut costs.

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